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Affordability Calculator

See how much property you can afford in Nigeria using typical bank DTI (debt-to-income) rules. All figures in NGN.

Your finances

₦165,000

25%

You can afford

₦19,980,272

max property price (estimate)

  • Max loan: ₦14,985,204
  • Down payment (25%): ₦4,995,068

The calculations provided by this tool are for informational and illustrative purposes only. They are estimates based on the information you have provided and current market assumptions. Please note that these figures: • Are not financial, legal, or tax advice. • Do not constitute an offer of credit or a binding agreement. • May not reflect actual rates, fees, or taxes, which vary based on individual circumstances, credit history, and changing market conditions. We strongly recommend that you consult with a qualified financial advisor, mortgage broker, or tax professional before making any financial commitments or decisions based on these results.

Nigerian banks often cap housing payments at 33% of monthly income. Use the sliders to match your situation.

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